Tired of hearing that you need a co-signer or huge down payment just to get approved for basic transportation?

If you're frustrated with dealerships always requiring a co-signer or pushing for thousands upfront, you’re not alone. Chris Culbertson is an advocate for his customers and believes that vehicle financing should be accessible for everyone, no matter your credit situation.

With a tailored approach, you can forget the hassle of finding a co-signer or coming up with an overwhelming down payment. We're here to make the process simple and achievable for you.

Click "APPLY NOW" above to take the first step toward driving the car you deserve — no co-signer, no massive upfront costs. Let’s get you on track to rebuild credit with reliable transportation today!

Meet Chris ...

My name is Chris Culbertson and I am an Automotive Sales & Finance expert with over a decade of experience in the Automotive Industry. I currently work directly with each and every customer that visits with me. I’m by your side throughout the entire process to ensure you have a full understanding of the loan and vehicle options available to you.

Over the years, I have worked almost exclusively with consumers that have less than perfect credit, repos, fixed income, and filed for bankruptcy. I have gained a thorough knowledge of both Chapter 7 and Chapter 13 Bankruptcies, their processes, and what needs to be in place in order for a lender to offer an approval.

I have developed a Fresh Start Program that has a proven track record of being successful. When we sit down together, we do so much more than just shop for a vehicle. We begin to create a plan to not only get your credit scores moving in a positive direction, but also set a timeline to refinance your loan and reduce the interest rate. As you keep building your credit with new activity and on time payments we work towards the goal of trading your vehicle in and purchasing the next one. With the proper knowledge, preparation, and a solid plan in place all of this can happen in a relatively short amount of time.

Every customer will also receive a personalized consultation to discuss financial literacy, loan APR amortization, personal bill budgeting (if requested), tips & tricks to boost credit, and managing credit cards regardless of their interest rates and finance charges. Personally, I have overcome my own financial hardships and rebuilt my personal credit scores. I have learned from going through it all myself. Let’s get a plan in place, and begin your Fresh Start today! I look forward to meeting you and helping create a plan for future financial success.

Choose the best day & time for your schedule

Use the scheduling tool to choose the best time & day to contact you and talk about your situation. By the end of our call, you will have a clear understanding of our next steps and how we can begin your Fresh Start! Please click the button above and book the best day/time on the calendar to to confirm availability. I look forward to speaking to you soon and learning your situation and goals! You can also return to this website after the call to schedule your appointment for your in-store visit with me.

If you have questions before we get started or a unique situation, please schedule a phone call first. You may also email me directly at chris@drivewithchris.com

Meet Chris ...

Choose the best day & time for your schedule

LEARN HOW I CAN HELP YOU PURCHASE YOUR NEXT VEHICLE

CREATING A PLAN FOR SUCCESS IS AS EASY AS 1, 2, 3!